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Bankruptcy

Bankruptcy Lawyer in New York City

In the high-pressure environment of New York City, financial distress can strike even the most diligent individuals and successful businesses. Whether it’s the result of a sudden medical emergency, a shifting real estate market, or the unexpected downturn of a long-standing family business, overwhelming debt can feel like an inescapable weight.

At VMW Law, we believe that no New Yorker should be defined by their financial struggles. Bankruptcy is not a sign of failure; it is a legal right, enshrined in the U.S. Constitution, designed to provide "honest but unfortunate" debtors with a second chance. 

Our firm serves clients in Manhattan, Brooklyn, Queens, the Bronx, and Staten Island as your proactive partner. We use deep legal research, advanced technology, and the client service you would expect from a boutique firm to navigate the federal bankruptcy system. Our mission is to help you secure a positive financial future.

Discuss your needs and goals in a confidential consultation with our New York City bankruptcy attorney. Call (845) 547-7856 or complete our online contact form to make an appointment. 

How We Help Clients with Bankruptcy Services

Financial crises rarely happen in a vacuum. Most of our clients turn to us because of life events beyond their control.

For individuals and families, that can include staggering medical bills, sudden job loss, or a divorce that turns a two-income household into one. Bankruptcy can also be the only way to stop a foreclosure of a family home or repossession of a vehicle.

For small- to large-business owners, you may face a perfect storm of rising commercial rents, supply chain disruptions, or predatory lending. Bankruptcy can provide the breathing room necessary to restructure operations and emerge stronger.

Navigating the bankruptcy courts in the Southern and Eastern Districts of New York requires a firm that combines veteran experience with modern efficiency. We help you identify the right path forward, whether that involves:

  • Liquidation (Chapter 7): Wiping away qualifying unsecured debts like credit cards and medical bills to provide a total fresh start.
  • Reorganization (Chapters 11 and 13): Developing a structured plan to catch up on missed payments and keep your assets.

Bankruptcy is not just about filling out forms. We conduct thorough research into your specific financial situation to maximize your exemptions, the laws that allow you to keep your home, car, and personal property. We manage your case with precision, using our technology-forward approach so you can focus on rebuilding while we handle the heavy legal lifting.



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    Incredibly Effective
    “He has been nothing but professional, knowledgeable, and just awesome. He has been extremely informative about the process; without him, I’m not sure what we would have done. I highly recommend his law firm.”
    - Former Client
    Incredibly Effective
    "

    Mr. Vivian M Williams is an incredibly effective attorney. I was pleased with how responsive he was to our needs; he follows up with me on a regular basis, even responding to my emails on the weekend within minutes (which I greatly appreciate!). Our organization had a complex matter, and he made sure our needs were met. He has been nothing but professional, knowledgeable, and just awesome. He has been extremely informative about the process; without him, I’m not sure what we would have done. I highly recommend his law firm.

    "
    - Former Client
    Very Honest
    “Vivian is very honest and straightforward. Works around your budget. Always on time and up to date with your case. Very friendly to talk to and always available.”
    - Former Client
    Very Honest
    "

    Vivian is very honest and straightforward. Works around your budget. Always on time and up to date with your case. Very friendly to talk to and always available. Always work around your schedule, should you need to see him. I PERSONALLY NOT 100% BUT 1000% RECOMMEND HIM TO ANY AND EVERYONE!!

    "
    - Former Client
    Thorough, Patient, and Caring
    “Apart from his knowledge, skill, and smarts, he is a passionate advocate and will stand by you, doing everything in his power to get you the desired results. I highly recommend him.”
    - Former Client
    Thorough, Patient, and Caring
    "Vivian Williams is great! He provides amazing customer service, and is thorough, patient and caring. We met to discuss a simpler matter, but I was so impressed in his ability to listen and the care he showed with regards to my situation that I entrusted with a much more serious case – Real Estate. I had consulted with other lawyers on Mortgages/Fore-Closures/Modifications before, but no one took the time he did to ensure that I clearly understood my situation/options. I never felt that comfortable asking so many questions. Apart from his knowledge, skill, and smarts, he is a passionate advocate and will stand by you, doing everything in his power to get you the desired results. I highly recommend him."
    - Former Client
    Fantastic Attorney
    “He is not only a fantastic attorney, but he also puts pride into every one of his cases, and he truly cares about every single outcome.”
    - Former Client
    Fantastic Attorney
    "Mr. Vivian Williams has been my family attorney for many years now. There was no case Mr.V.Williams wasn’t able to conquer. He is compassionate, understanding, loyal, and never judgmental. He works hard to win your case. Financially, he understands times are hard, so he works with you. There were times I would call him at the strangest hours just to get reassurance about the case. He would just talk to me kindly and assure me he’s going to do his very best, and then answer any silly questions I may have had. He told me to wipe my tears, and he helped me to face my worst fears, and at the end of each case, we were winners. He is not only a fantastic attorney, but he also puts pride into every one of his cases, and he truly cares about every single outcome. GOD BLESS HIM, AND IF YOU CHOSE HIM, YOU WILL NEVER GO WRONG."
    - Former Client

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Serving Clients Internationally in New York, Guyana, and Trinidad

At VMW Law, we're always ready to take your call! Give us a call at (845) 547-7856 or fill out the form below to contact one of our team members.

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  • Results-Driven Legal Representation
    We deliver top-tier legal services backed by experience, strong judgment, and a proactive litigation approach, giving clients confidence that their case is handled strategically and effectively.
  • Client-Centered Approach
    We have a personalized, deep commitment to clients, treating every case with care, trust, and dedication, and are focused on justice, one client at a time.
  • Technology-Driven Legal Solutions
    We use cutting-edge legal technology and advanced research tools to improve efficiency and develop smarter, more effective legal strategies, helping clients get better outcomes faster and more cost-effectively.
  • Multi-Disciplinary Legal Expertise
    With an interdisciplinary approach across multiple practice areas, we offer clients well-rounded, adaptable legal solutions that can handle complex or overlapping issues.